PRIVACY POLICY

Effective Date: April 18, 2026

JWELLS & COMPANY BUSINESS CONSULTING, doing business as JWells & Co Credit Consultants ("Company," "we," "our," or "us"), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your information when you visit our website, use our services, or interact with our forms and platforms. This policy applies to all websites, landing pages, funnels, and SMS programs operated by the Company.

1. BUSINESS INFORMATION
JWELLS & COMPANY BUSINESS CONSULTING DBA JWells & Co Credit Consultants operates the website located at https://page.jwellsandco.online. For privacy-related inquiries, contact [email protected] or 904-877-0070.

2. INFORMATION COLLECTION
We collect personal information that you voluntarily provide, including but not limited to your full name, email address, telephone number, mailing address, date of birth, and financial or tax-related data submitted through intake forms, surveys, or consultations. We may also automatically collect non-personal information such as IP addresses, browser types, and usage patterns through cookies and tracking technologies.

3. USE OF INFORMATION
The Company utilizes collected information for lawful business purposes, including providing credit consultation and educational services, responding to inquiries and support requests, scheduling appointments and reminders, delivering account notifications and service updates, sending marketing communications where permitted by law and with your consent, improving website functionality and user experience, maintaining internal business records, conducting analytics, and complying with applicable legal and regulatory obligations.

4. COMMUNICATIONS AND CONSENT
By providing your contact information and affirmatively opting in, you consent to receive communications from JWells & Co Credit Consultants via SMS, email, and telephone (including automated systems and voicemails). These communications may include appointment reminders, service updates, account notifications, and occasional promotional messages. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase.

5. SMS OPT-OUT AND ASSISTANCE
You may revoke your consent to receive SMS communications at any time by replying STOP to any message. For additional assistance, you may reply HELP or contact us directly at 904-877-0070.

6. PROTECTION OF SMS OPT-IN DATA
Notwithstanding any other provision in this policy, no mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this specific information will not be shared with, sold to, or distributed to any third parties.

7. SHARING OF INFORMATION
We do not sell your personal information. We may share your data with trusted third-party service providers (such as CRM platforms and payment processors) only as necessary to provide our services. These providers are contractually obligated to maintain data confidentiality. We may disclose information if required by law, subpoena, or to protect our legal rights against fraud or unauthorized access.

8. COOKIES AND TRACKING
We utilize cookies and pixels to personalize user experience and measure marketing effectiveness. You may manage or disable cookies through your individual browser settings, though doing so may affect website functionality.

9. DATA RETENTION AND SECURITY
We retain personal information only for the duration necessary to fulfill the purposes outlined herein or as required by law. We implement reasonable administrative, technical, and physical safeguards to protect your data; however, no electronic transmission or storage method is guaranteed to be 100% secure.

10. THIRD-PARTY LINKS
Our website may contain links to external sites. We are not responsible for the privacy practices or content of third-party platforms.

11. CHILDREN’S PRIVACY
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

12. YOUR RIGHTS AND ACCESS
Depending on your jurisdiction, you may have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, please contact us via the information provided in Section 14.

13. AMENDMENTS TO THIS POLICY
We reserve the right to modify this Privacy Policy at any time. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of the revised policy.

14. CONTACT INFORMATION
JWELLS & COMPANY BUSINESS CONSULTING  DBA JWells & Co Credit Consultants
904-877-0070
[email protected]
https://page.jwellsandco.online.